Defaults load automatically per market. Override any rate here if you have the client's actual statement IC. Leave blank to use market defaults.
Adyen buy rate: 0.13% mark-up + blended IC passed at cost. Amex & International carry an additional fixed +0.05 per transaction.
Enter RRP per unit, discount % given to client, and months to amortise the subsidy. The break-even timeline tab shows month-by-month recovery.
Based on the revenue-weighted average contract term across all SaaS products (— months). Hardware subsidy is deducted in full (not amortised) as a one-off cost against the contract period.
Shows cumulative profit month by month. Month 0 = hardware given away (your subsidy cost). Processing profit + SaaS revenue accumulate each month until the subsidy is fully recovered.
| Feature | Current provider | Foodhub for Business |
|---|
Rates are indicative and based on Interchange++ pricing. Actual interchange may vary by card type and issuer. This proposal is valid for 30 days from the date shown above.
Add each device the prospect will receive. Prices auto-populate from the 2026 catalogue in the selected market's currency. Set discount % if giving a reduction. Each device appears as a line item in the proposal.
All figures are indicative. Processing cost uses IC++ pricing — actual interchange varies by card type and issuer. This proposal is valid for 30 days from the date shown.
| Card type | 🇬🇧 UK | 🇺🇸 US | 🇦🇺 AU | 🇨🇦 CA | Fixed / tx |
|---|---|---|---|---|---|
| Visa / MC — consumer domestic | 0.20–0.30% | 1.50–2.60% | 0.10–0.80% | 0.90–2.10% | — |
| Visa / MC — commercial | 1.50–2.50% | 2.00–2.80% | 0.80–1.20% | 1.80–2.50% | — |
| Amex | 1.80–2.50% | 2.00–3.50% | 1.50–2.50% | 2.00–3.50% | +0.05 / tx |
| International (non-domestic) | 1.15–2.00% | 1.80–2.50% | 1.00–2.00% | 1.80–2.50% | +0.05 / tx |
| eftpos Australia / Interac Canada | — | — | 0.10–0.20% | flat ~$0.02–0.08 | — |
UK domestic consumer rates are IFR-capped (0.20% debit / 0.30% credit). Post-Brexit EU→UK cross-border rates: 1.15% debit / 1.50% credit (PSR Jan 2026). US consumer debit reflects Durbin Amendment (regulated + exempt blended); commercial debit is typically Durbin-exempt and higher. AU rates are RBA-regulated — consumer credit cap drops from 0.50% to 0.30% and debit moves to a flat 8¢/tx from 1 October 2026. CA rates are unregulated — Visa/MC voluntary commitment caps average consumer credit IC at 1.50%; Interac debit dominates with flat fees ~$0.02–0.08/tx. All figures are indicative; actual IC varies by card scheme, issuer, and product. Adyen acquiring mark-up of 0.13% applies on top. Amex and International carry an additional fixed 0.05 per transaction.
All prices in USD from the 2026 hardware price list. GBP, AUD and CAD are indicative conversions. Shipping and taxes not included. Prices subject to change in line with global markets.
| Device | USD (base) | GBP (est.) | AUD (est.) | CAD (est.) | Notes |
|---|
Exchange rates: USD → GBP × 0.79, USD → AUD × 1.55, USD → CAD × 1.38 (indicative). Prices rounded to nearest 5. Shipping TBA based on weight and volume. * Hardware variants may change in line with availability.
Liable account: £589,698.76 outstanding — monthly repayments ≥£49,142 from April 2025 for 12 months.
Upload a prospect's existing processing statement (PDF, CSV, or Excel). Claude AI will extract their current volumes, card mix, rates and fees — then you can load the data directly into the calculator to show them exactly how much Foodhub saves them.
Based on extracted data vs Foodhub for Business IC++ pricing at current calculator sell rates.