Foodhub for Business — Pricing Calculator
Pricing & profitability tool · Adyen AfP agreement rates
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Cost basis: in-store (card-present) hospitality, MCC 5812/5814. Adyen 0.13% mark-up + interchange passed at cost (percentage and fixed per-transaction), + 0.01 per transaction and per refund. Amex is acquired on Interchange++ per Schedule A — 13bps direct, 15bps OptBlue (US) — and chargebacks are costed at USD 6.50 each. Online interchange is higher and is not modelled here.
Enter RRP per unit, discount % given to client, and months to amortise the subsidy. The break-even timeline tab shows month-by-month recovery.
Based on the revenue-weighted average contract term across all SaaS products (— months). Hardware subsidy is deducted in full (not amortised) as a one-off cost against the contract period.
Shows cumulative profit month by month. Month 0 = hardware given away (your subsidy cost). Processing profit + SaaS revenue accumulate each month until the subsidy is fully recovered.
Enter the client's current rate above to include the side-by-side comparison and the saving figure. Without it the proposal shows your offer only — which is what the New business proposal tab is for.
Gift cards are quoted in USD, GBP, CAD and AUD. This market's price is converted from the GBP rate — confirm before quoting.
| Feature | Current provider | Foodhub for Business |
|---|
Comparison based on the current costs supplied by the client and the rates quoted above. This proposal is valid for 30 days from the date shown.
Gift cards are quoted in USD, GBP, CAD and AUD. This market's price is converted from the GBP rate — confirm before quoting.
Add each device the prospect will receive. Prices auto-populate from the 2026 catalogue in the selected market's currency. Set discount % if giving a reduction. Each device appears as a line item in the proposal.
All figures are indicative and based on the rates shown above. This proposal is valid for 30 days from the date shown.
| Card type | 🇬🇧 UK | 🇺🇸 US | 🇦🇺 AU | 🇨🇦 CA | 🇳🇿 NZ | Fixed / tx |
|---|---|---|---|---|---|---|
| Visa / MC — consumer domestic | 0.20–0.30% | 1.50–2.60% | 0.10–0.80% | 0.90–2.10% | 0.00–0.30% | — |
| Visa / MC — commercial | 1.50–2.50% | 2.00–2.80% | 0.80–1.20% | 1.80–2.50% | 1.20–2.50% | — |
| Amex | 1.80–2.50% | 2.00–3.50% | 1.50–2.50% | 2.00–3.50% | 1.50–2.50% | US +$0.10 / tx |
| International (non-domestic) | 1.15–2.00% | 1.80–2.50% | 1.00–2.00% | 1.80–2.50% | 0.80–1.80% | US +$0.10 / tx |
| eftpos / Interac / NZ contactless debit | — | — | 0.10–0.20% | flat ~$0.02–0.08 | ~0.00% | — |
UK domestic consumer rates are IFR-capped (0.20% debit / 0.30% credit). Post-Brexit EU→UK cross-border (EEA card-not-present) rates remain at 1.15% debit / 1.50% credit — PSR proposed cap pending legal proceedings as at June 2026. US consumer debit reflects Durbin Amendment (regulated + exempt blended); commercial debit is typically Durbin-exempt and higher. AU rates are RBA-regulated — from 1 October 2026 consumer credit is capped at 0.30% (replacing the 0.50% weighted-average benchmark), commercial credit stays at 0.80%, and debit keeps its 8c fixed cap while the ad valorem cap drops from 0.20% to 0.16%; foreign-issued cards are capped at 1.00% from 1 April 2027. CA: Visa voluntary commitment caps consumer credit avg at 1.40%; small merchants (<$300K Visa sales) qualify for 0.95% since Oct 2024. Interac debit ~$0.027/tx (switch + network access fees, updated 2025). NZ: Commerce Commission regulated — consumer credit capped at 0.30% from 1 Dec 2025 (was ~0.80%); contactless debit ~0% IC; foreign-issued card cap introduced 1 May 2026; commercial credit cap in draft consultation Jun 2026. All figures are indicative; actual IC varies by card scheme, issuer, and product. Adyen acquiring mark-up of 0.13% applies on top, and Amex settles on the same Interchange++ basis per Schedule A (15bps via OptBlue in the US).
Prices derived from the ANZ 2026 sell price list (AUD column K benchmark). Other currencies converted at mid-market rates June 2026. Shipping and taxes not included.
| Device | USD (base) | GBP (est.) | AUD (est.) | CAD (est.) | NZD (est.) | Notes |
|---|
Prices derived from the ANZ 2026 sell price list (AUD benchmark, column K). All currencies converted from AUD at mid-market rates June 2026: AUD→USD ×0.70, AUD→GBP ×0.53, AUD→CAD ×0.99, AUD→NZD ×1.22. Non-ANZ items (e.g. Zebra printer) retain USD list price. All prices rounded to nearest 5. Shipping and taxes not included. Prices subject to change.
Liable account: £589,698.76 outstanding — monthly repayments ≥£49,142 from April 2025 for 12 months.
Upload one or more processing statements (PDF, CSV, or Excel). If the client has multiple months or multiple pages, upload them all at once — Claude AI will read every file and produce one consolidated analysis. Then load it directly into the calculator.
Based on extracted data vs Foodhub for Business pricing at current calculator sell rates.